Just because you’re enjoying your golden years doesn’t mean you should stop exploring! With the right senior travel insurance, you can travel with peace of mind, knowing that you’re protected against unexpected events—without age restrictions holding you back. Whether it's new adventures, cultural experiences, or relaxing on a cruise, make every moment count!
Comprehensive Coverage
Put your mind (and your family) at ease by purchasing a comprehensive trip insurance policy. They cover almost anything that could go wrong, including medical and other travel disruptions.
Multi-Trip Annual Plans
For retirees and empty nesters who love to travel, consider a multi-trip policy that covers more than one journey. Save time and hassle by securing coverage for all your adventures in one go!
Flexible Age Limitations
Don’t let age limit your travels! Look for policies with flexible age limitations and minimal rate increases, so you can enjoy your adventures without worrying about added costs.
High Amounts of Medical Expense Coverage
Getting sick or having an accident abroad can be dauting. All comprehensive travel insurance plans come with Medical Expense coverage, but the amounts differ. A plan that costs an extra $20 could provide hundreds of thousands of dollars of additional Medical Expense coverage.
Example: While enjoying a poolside retreat in Costa Rica, you experience a heart attack. Your provider ensures you receive top-notch care at a local hospital, keeping you and your family informed throughout the process.
Cruise/Missed Connection Coverage
Provides coverage for lodging, meals, and transportation to rejoin a cruise or tour if your flight is delayed because of weather or another complication, causing you to miss the initial departure.
Example: You’re finally taking that Mediterranean cruise you’ve been saving for. Unfortunately, a tropical storm has delayed your flight and you missed the cruise’s departure out of Rome. Missed connection coverage would provide reimbursement for that unexpected night in the hotel, meals, and your flight to the next port town to rejoin the boat.
Pre-existing Condition Waiver
An optional (sometimes included) add-on to a comprehensive plan. Pre-existing condition coverage offers protection for recurring medical conditions that could lead to trip cancellations. If eligible, this waiver ensures that any ongoing medical issues you had before purchasing travel insurance are covered, giving you peace of mind while planning your travels.
Example: Nothing is going to stop you from taking the tour of New Zealand, not even your well-managed, chronic illness. Because you had added a Pre-existing condition waiver, medical expenses from an episode of your illness while traveling is covered under your plan.
Trip Cancellation and Interruption Coverage
Protect your trip costs in case of illness, family emergencies, natural disasters, or other covered reasons that force you to cancel.
Example: You’ve finally booked your African safari and purchased travel insurance. Unfortunately, a few weeks before your trip, your mother suddenly falls extremely ill and you need to care for her, causing you to cancel your trip. Trip Cancellation and Interruption coverage refunds you for those prepaid trip costs, so you can put that money toward the safari next year and be with your family when they need you most.
